Business Interruption Cover After June 30
Business interruption cover was built around a simple trigger: physical damage. A fire, a flood, a broken machine stops the business, and the policy pays for the lost trading while the damage is repaired. The disruption now facing South African operators does not fit...
Fintech’s Afrophobia Stress Test
Cross-border wallets were sold on a promise of portability: money that follows you, an account in your phone rather than in a branch, financial identity untethered from a fixed address. The anti-migrant mobilisation now under way in South Africa is the test of whether...
Pink Retreat: How Tintswalo’s Summer House Adds Whimsy to the Cape Coast
Boutique hotels tend to chase the same restrained palette of stone, linen and sea-glass, as if personality were a risk. Tintswalo's newest property on the Cape coast takes the opposite bet, and makes the colour itself the proposition. The 12-suite, pink-hued Tintswalo...
Masunga Sports Complex Opens; Council Eyes Solar and Fee Review
A new sports complex is easy to open and hard to sustain. The ribbon-cutting draws a crowd; the running costs arrive quietly every month thereafter. At end-March 2026 Masunga, in the north-east, faced exactly that test as its sports complex opened for public use — and...
KYC Under Pressure: When Documentation Delays Become Customer Flight
Know-your-customer rules were written to keep bad money out of the financial system. They were not written for a customer whose documents are correct today and unrecoverable next week. That is the pressure now bearing on South African banks and fintechs: returnees and...
Five layers that build a cleaner record clients trust
Trust in a cleaner is built in layers. Five of them, in order, turn a self-description into a checkable record that clients believe and a worker can carry.
When work scatters, a verified history becomes the asset
When a cleaner works for six households a month, her reputation scatters. A portable, verified record of experience and references is what makes it travel with her.
Seven cleaning niches worth testing before you scale
Before buying machines and hiring hands, a small cleaning firm should test which niche actually pays. Seven options, and a test-before-you-scale discipline drawn from real South African operators.
Seat Open: How the Reserve Bank Hunts a Shareholder-Elected Director
The SARB called for nominations for a shareholder-elected non-executive director by 13 March 2026, with set board composition and eligibility rules.
Boko Tells Police to Innovate Amid the Emotional Toll of Duty
President Boko urges the Botswana Police Service to modernise against organised crime while acknowledging the psychological toll of duty — a dual reform agenda.
Local Procurement Plans Need a Nationality-Risk Audit
Local-procurement plans in South Africa can hide delivery risk in migrant-owned subcontractors — run a nationality-risk audit before awarding tenders.
Why a narrow cleaning niche beats a broad one
General cleaning competes on price; specialists charge for expertise. From sneaker laundries to post-construction crews, South African founders show that owning one narrow, recognisable problem is the stronger strategy.
Five waste-recovery services a cleaning company can add
A cleaning business already handles waste it throws away. Five gradual additions – sorting, scheduled collection, aggregation, event waste and recycler partnerships – turn that stream into revenue without becoming a full recycler.
Where cleaning ends and waste recovery begins
Cleaning, waste collection and recycling increasingly overlap in community businesses. KwaZulu-Natal’s Hammarsdale centre shows how sorting and aggregation turn rubbish into revenue, and where a cleaning operator can join the chain.
Six records every household employer should actually keep
Memory is not a record system. Six plain records – a written agreement, identity, hours, payments, leave and UIF registration – keep a South African household employer compliant and protected when disputes arise.
MUSIKA opens four Regional Markets to South African Suppliers
The new B2B procurement platform combines South African supply with a trade desk serving Botswana, Namibia, Zambia and Zimbabwe. Musika launches today, giving South African manufacturers, wholesalers and distributors a managed route to business buyers in four Southern...
Changing of the Guard: How Roger Jardine Succeeds Trevor Manuel at Old Mutual
Old Mutual named Roger Jardine chair-designate from 5 June 2026, succeeding Trevor Manuel — a handover the insurer framed as generational change.
Authorities Clarify FMD Controls: Dairy and Aggregates Exempt
Botswana’s FMD coordinator Dr Mbeha clarifies that UHT and pasteurised milk, firewood and aggregates are exempt from movement curbs — what it means for
The Tax Base Lost When Microbusinesses Vanish
Forced closures of South African microbusinesses drain more than counter tax — the VAT, rates, rental and wholesale leakage across the whole value chain.
The records that decide what happens when a domestic job ends
Employing a cleaner makes you an employer in law, with duties under UIF, COIDA and the BCEA. Keeping proper records is what protects both sides when a job ends or an injury happens.
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